Family budget: family income, sources ofincome, primary needs, secondary needs, importance of family budget, factors to consider in preparing family budget or personal budget, procedures or steps in preparing a family budget and examples of a family. Resources and decision making: classification of resources, characateristics of resources, decision making, steps in decision making and factors that influence decision making. Child development: meaning of growth and development, factors that influence development, areas of development, stage in child development, conditions necessary for child development